Garden City Foreclosures

Take advantage of our state of the art MLS search tool to find foreclosures in Garden City, Idaho. Let Hughes Group lead the way as you search for your ideal home.

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If you're interested in Garden City for your next or first home purchase and have been considering a foreclosure, there are several things you may consider before you proceed.

The first thing you should do is check your finances. Grab a copy of your credit report and check for inaccuracies. How much can you afford for your down payment? What do your finances allow every month?

Get pre-qualified for a mortgage. Meet with your lender and figure out a good estimate for how much the home will cost, and how much you can comfortably afford every month. How much will the property tax and insurance cost? These house expenditures should cost no more than 36% of your income. It's wise to get a pre-approval from the lender because it allows you to estimate the loan amount and the type of loan that's right for you.

And for the fun part, figuring out what kind of house you want. Think about the size of the house you want and the features you're searching for. Garden City is a good choice for any type of real estate investment, as it's nearly completely surrounded by Boise, the state's capital and fastest growing area. Check out what subdivisions you might be interested in, and research the area schools.

Now you're ready to find an agent experienced with foreclosed homes. Start Packing has a team of experienced real estate agents who know the ins and outs of all aspects of home buying and will work tirelessly with you throughout the process of buying a foreclosed home. They'll help you through all the paperwork and determine if the price is at a good value for the neighborhood.

Foreclosed homes are unique from your standard home purchase and entail a few differences. Banks are generally not in the business of real estate, and they'll make every effort to sell the home as quickly as possible, often selling these homes below market value. Because these homes are already listed with significant savings, there is little to no wiggle room when it comes to pricing.

Sometimes foreclosed homes, while being offered at fantastic prices, have been sitting vacant. While this can be a good thing, since the home is already empty for the next owners to move in, they can sometimes be in need of significant repairs. Though even a home that needs renovation can be a great bargain. It's important to be aware that in a foreclosed home the buyer is responsible for all needed repairs.
With Start Packing, buying a foreclosure home can be very rewarding. Contact one of our experienced agents and find the right Garden City foreclosure for you.

Idaho MLSIDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.

Listing information last updated on July 23rd, 2017 at 12:37am MDT.